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Business Loans / Advance Options

Business Loans and Capital Advance Options

Assure Funding partners with a variety of lenders in order to offer you different loan and capital advance products. Currently there are four products available to provide you with the money you need for your business. These four products allow you to choose the best fit for the way your business functions to make sure you are not increasing your expenses unnecessarily.

Business Term Loan

A business term loan has a specific maturity date and loan interest is calculated by an annual percentage rate or is charged as a fixed cost. This type of loan ranges in repayment length of 4 months to 2 years and a fixed amount is paid daily or weekly towards the balance.

Amount Available: $5,000 to $2,000,000

Term: 4 months to 2 years

Repayment terms: Fixed amount paid daily or weekly until paid in full.


  • Quick pre­-approval
  • Lower interest rate or fixed cost
  • Fixed payment amount and terms

Revenue-­Based Funding

Revenue­based funding provides you with immediate capital based on a percentage of future revenue. This type of funding is offered at a fixed cost, which is added to the amount of your advance. This total amount as well as fluctuations in revenue bi­weekly determine the fixed daily payment amount.

Amount Available: $5,000 to $2,000,000

Term: 4 months to 18 months

Repayment terms: Fixed amount paid daily, can be adjusted bi­weekly to reflect fluctuation in revenue.


  • Quick pre­-approval
  • Payment based on revenue
  • Variable term based on business revenue

Cash Advance for Merchants

A cash advance provides you with an amount of cash based on a percentage of future credit and debit card sales. Remittance term is based on a negotiated percentage of weekly credit and debit card sales. Average percentages range from 8 to 10 percent. Payments can be made daily or weekly.

Amount Available: $5,000 to $2,000,000

Term: No set term (Average 6 to 8 months)

Remittance terms: Negotiated percentage of weekly credit and debit card sales.


  • Quick pre­-approval
  • Fast deposit of funds
  • Remittance amount based on actual credit and debit card sales
  • Short and flexible remittance term

Business Line of Credit

A business line of credit allows you to withdraw funds as often as needed, even daily, to use for your business needs. There are no early payment penalties and you are only require to repay the amount withdrawn.

Amount Available: $5,000 to $2,000,000

Term: 6 months from date of withdrawal

Repayment terms: Fixed amount paid daily or weekly until paid in full.


  • Upon approval, funds available in less than 10 minutes
  • Repay only the amount withdrawn
  • No early repayment penalties


Assure Funding Says Yes When Your Bank Says No

While banks offer a variety of loan and cash advance options, in many cases, it is nearly impossible for a small business to meet all of a bank’s requirements. They will typically request some type of collateral to secure or make you personally guarantee the loan. Ironically, it is often when businesses need access to capital the most that they are most unable to secure a loan from a traditional lender.

If you have ever applied for a bank loan for your business, you know that it is always hurry up and wait, another document required, and the process can be lengthy and tedious, taking valuable time away from running your business.

AssureFunding understands that when your business is in need of an advance, time is money. We strive to make the process as simple as possible and put money in your hand quickly. Our variety of funding products also allows you to choose the right funding for your particular business. Let us help you secure the funding you need on your terms, call us today at 212-548-4485 or email us at and one of our professionals will help you get the cash you need to keep your business growing.